{"id":585,"date":"2021-02-15T11:28:08","date_gmt":"2021-02-15T11:28:08","guid":{"rendered":"https:\/\/blog.spbinvest.hu\/?p=585"},"modified":"2021-03-09T15:16:05","modified_gmt":"2021-03-09T15:16:05","slug":"jon-a-generaciovaltas-a-vagyonos-ugyfeleknel","status":"publish","type":"post","link":"https:\/\/blog.spbinvest.hu\/?p=585","title":{"rendered":"J\u00f6n a gener\u00e1ci\u00f3v\u00e1lt\u00e1s a vagyonos \u00fcgyfelekn\u00e9l"},"content":{"rendered":"

A k\u00f6vetkez\u0151 egy-m\u00e1sf\u00e9l \u00e9vben biztosan kitart a gyors n\u00f6veked\u00e9s a magyarorsz\u00e1gi priv\u00e1tbanki piacon, ahol az el\u0151tt\u00fcnk \u00e1ll\u00f3 id\u0151szak egyik nagy kih\u00edv\u00e1sa a gener\u00e1ci\u00f3v\u00e1lt\u00e1s lesz \u2013 nyilatkozta a Vil\u00e1ggazdas\u00e1gnak Par\u00e1di-Varga Tam\u00e1s, az SPB Befektet\u00e9si Zrt. vez\u00e9rigazgat\u00f3ja.<\/p>\n

A priv\u00e1tbanki szolg\u00e1ltat\u00f3k \u00e1ltal kezelt vagyon majdnem 15 sz\u00e1zal\u00e9kkal, 4858 milli\u00e1rd forintra emelkedett tavaly, mik\u00f6zben az \u00fcgyf\u00e9lsz\u00e1ml\u00e1k sz\u00e1ma is 4,6 sz\u00e1zal\u00e9kkal n\u0151tt. Minek k\u00f6sz\u00f6nhet\u0151, \u00e9s meddig tarthat\u00f3 a n\u00f6veked\u00e9s ilyen m\u00e9rt\u00e9ke?<\/p>\n

A piac n\u00f6veked\u00e9s\u00e9nek \u00fcteme meghaladta az el\u0151zetes v\u00e1rakoz\u00e1sainkat, hiszen 8-10 sz\u00e1zal\u00e9kos b\u0151v\u00fcl\u00e9ssel sz\u00e1moltunk a m\u00falt \u00e9v elej\u00e9n. V\u00e9lem\u00e9nyem szerint a dinamikus b\u0151v\u00fcl\u00e9s m\u00e9g egy-m\u00e1sf\u00e9l \u00e9vig mindenk\u00e9pp kitart, nem kis r\u00e9szben az\u00e9rt, mert a b\u00e9rki\u00e1raml\u00e1s \u00e9s a gazdas\u00e1gi n\u00f6veked\u00e9s t\u00e1mogatja a piacot. A glob\u00e1lis konjunkt\u00fara v\u00e1rt f\u00e9kez\u0151d\u00e9s\u00e9vel viszont a b\u0151v\u00fcl\u00e9si \u00fctem is cs\u00f6kkenhet, \u00e9s be\u00e1llhat a mostanin\u00e1l visszafogottabb szintre. Az SPB-n\u00e9l az \u00fcgyfelek sz\u00e1m\u00e1nak n\u00f6veked\u00e9si \u00fcteme jelent\u0151sen meghaladta a piaci szintet: a priv\u00e1tbanki szegmensben \u00e9s a pr\u00e9miumoldalon kezelt sz\u00e1ml\u00e1ink sz\u00e1ma \u00f6sszesen 1914-re emelkedett tavaly \u00e9v v\u00e9g\u00e9re, ami 15 sz\u00e1zal\u00e9kos n\u00f6veked\u00e9s egy \u00e9v alatt.<\/p>\n

\u00a0<\/p>\n

Mekkora szerepe lehet a piac alakul\u00e1s\u00e1ban a k\u00fclf\u00f6ldre vitt vagyonok vissza\u00e1raml\u00e1s\u00e1nak, illetve az itthoni vagyon ki\u00e1raml\u00e1s\u00e1nak?<\/strong><\/p>\n

A k\u00fclf\u00f6ld\u00f6n l\u00e9v\u0151 vagyonok visszat\u00e9r\u00e9se v\u00e9lem\u00e9nyem szerint nem befoly\u00e1solja \u00e9rdemben a piacot, \u00e9n ebben a felt\u00e9telez\u00e9sben nem hiszek. Mindig is voltak mozg\u00e1sok mindk\u00e9t ir\u00e1nyba, de nem ezek hat\u00e1rozz\u00e1k meg a n\u00f6veked\u00e9st, hanem, mint m\u00e1r eml\u00edtettem, ink\u00e1bb a hazai gazdas\u00e1g \u00e9s a j\u00f6vedelmek dinamikus b\u0151v\u00fcl\u00e9se sz\u00e1m\u00edt.<\/p>\n

Mik\u00f6zben a pr\u00e9miumszegmenst\u0151l t\u00f6bb piaci szerepl\u0151 is \u00f3ri\u00e1si m\u00e9rt\u00e9k\u0171 b\u0151v\u00fcl\u00e9st v\u00e1rt, a vagyonn\u00f6veked\u00e9s tavaly csak 2,2 sz\u00e1zal\u00e9kos volt, az \u00fcgyf\u00e9lsz\u00e1ml\u00e1k sz\u00e1ma pedig majdnem 24 sz\u00e1zal\u00e9kkal n\u0151tt. Mi lehet ennek az oka?<\/strong><\/p>\n

Az \u00fcgyf\u00e9lsz\u00e1ml\u00e1k sz\u00e1m\u00e1nak b\u0151v\u00fcl\u00e9se annak k\u00f6sz\u00f6nhet\u0151, hogy a b\u00e9rki\u00e1raml\u00e1s eredm\u00e9nyek\u00e9ppen a retail szegmensb\u0151l sok \u00fcgyf\u00e9l tavaly feljebb l\u00e9pett a pr\u00e9miumszegmensbe. Ez ut\u00f3bbi m\u00e1r a priv\u00e1tbanki kateg\u00f3ria el\u0151szob\u00e1j\u00e1nak sz\u00e1m\u00edt, \u00e9s a jelek szerint teljes\u00edti is ezt a k\u00fcldet\u00e9s\u00e9t: a vagyonkoncentr\u00e1ci\u00f3 k\u00f6vetkezt\u00e9ben ugyanis sz\u00e1mos pr\u00e9miumbanki \u00fcgyf\u00e9l is kateg\u00f3ri\u00e1t tudott v\u00e1ltani, \u00e9s priv\u00e1tbanki klienss\u00e9 v\u00e1lt. V\u00e9lem\u00e9nyem szerint ez\u00e9rt nem n\u0151tt olyan jelent\u0151s m\u00e9rt\u00e9kben a pr\u00e9miumoldalon kezelt vagyon.<\/p>\n

[K\u00e9pen: Par\u00e1di-Varga Tam\u00e1s]<\/p>\n

Forr\u00e1s: https:\/\/www.vg.hu\/velemeny\/interju\/jon-a-generaciovaltas-a-vagyonos-ugyfeleknel-2-1527002\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A k\u00f6vetkez\u0151 egy-m\u00e1sf\u00e9l \u00e9vben biztosan kitart a gyors n\u00f6veked\u00e9s a magyarorsz\u00e1gi priv\u00e1tbanki piacon, ahol az el\u0151tt\u00fcnk \u00e1ll\u00f3 id\u0151szak egyik nagy kih\u00edv\u00e1sa a gener\u00e1ci\u00f3v\u00e1lt\u00e1s lesz \u2013 nyilatkozta a Vil\u00e1ggazdas\u00e1gnak Par\u00e1di-Varga Tam\u00e1s, az SPB Befektet\u00e9si Zrt. vez\u00e9rigazgat\u00f3ja. A priv\u00e1tbanki szolg\u00e1ltat\u00f3k \u00e1ltal kezelt vagyon majdnem 15 sz\u00e1zal\u00e9kkal, 4858 milli\u00e1rd forintra emelkedett tavaly, mik\u00f6zben az \u00fcgyf\u00e9lsz\u00e1ml\u00e1k sz\u00e1ma is 4,6…<\/p>\n","protected":false},"author":1,"featured_media":612,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,5,25,2,24],"tags":[],"class_list":["post-585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kotveny","category-lifestyle","category-makro","category-reszveny","category-spb"],"yoast_head":"\nJ\u00f6n a gener\u00e1ci\u00f3v\u00e1lt\u00e1s a vagyonos \u00fcgyfelekn\u00e9l - SPB Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.spbinvest.hu\/?p=585\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"J\u00f6n a gener\u00e1ci\u00f3v\u00e1lt\u00e1s a vagyonos \u00fcgyfelekn\u00e9l - SPB Blog\" \/>\n<meta property=\"og:description\" content=\"A k\u00f6vetkez\u0151 egy-m\u00e1sf\u00e9l \u00e9vben biztosan kitart a gyors n\u00f6veked\u00e9s a magyarorsz\u00e1gi priv\u00e1tbanki piacon, ahol az el\u0151tt\u00fcnk \u00e1ll\u00f3 id\u0151szak egyik nagy kih\u00edv\u00e1sa a gener\u00e1ci\u00f3v\u00e1lt\u00e1s lesz \u2013 nyilatkozta a Vil\u00e1ggazdas\u00e1gnak Par\u00e1di-Varga Tam\u00e1s, az SPB Befektet\u00e9si Zrt. vez\u00e9rigazgat\u00f3ja. 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